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ExactBaseline
Universal Decision Engines
Fannie Mae F-1-05 Compliant

RateRecast Logo RateRecast Scenario Index

2,800 pre-calculated loan recast models under Fannie Mae Servicing Guide F-1-05. Instant monthly payment savings, lifetime interest reduction, and tax-equivalent yield benchmarks.

Open Live RateRecast Calculator ➔
2,840 Total Scenarios Indexed
Modern architectural home representing mortgage recast equity optimization
Conforming Mortgage Recast & Amortization Scenarios • Fannie Mae F-1-05 Compliant

How Much Will a $20,000 Recast Lower a $400,000 Mortgage at 6.25%? (JPMorgan Chase)

Calculate the exact monthly payment drop, interest saved, and JPMorgan Chase servicer rules for a $20,000 lump-sum recast on a $400,000 mortgage at 6.25%. Compare recasting vs refinancing.

Current Balance: 400000Interest Rate Pct: 6.25Remaining Term Months: 336

How Much Will a $20,000 Recast Lower a $400,000 Mortgage at 6.75%? (JPMorgan Chase)

Calculate the exact monthly payment drop, interest saved, and JPMorgan Chase servicer rules for a $20,000 lump-sum recast on a $400,000 mortgage at 6.75%. Compare recasting vs refinancing.

Current Balance: 400000Interest Rate Pct: 6.75Remaining Term Months: 336

How Much Will a $20,000 Recast Lower a $400,000 Mortgage at 7.25%? (JPMorgan Chase)

Calculate the exact monthly payment drop, interest saved, and JPMorgan Chase servicer rules for a $20,000 lump-sum recast on a $400,000 mortgage at 7.25%. Compare recasting vs refinancing.

Current Balance: 400000Interest Rate Pct: 7.25Remaining Term Months: 336

How Much Will a $30,000 Recast Lower a $400,000 Mortgage at 3.25%? (JPMorgan Chase)

Calculate the exact monthly payment drop, interest saved, and JPMorgan Chase servicer rules for a $30,000 lump-sum recast on a $400,000 mortgage at 3.25%. Compare recasting vs refinancing.

Current Balance: 400000Interest Rate Pct: 3.25Remaining Term Months: 336

How Much Will a $30,000 Recast Lower a $400,000 Mortgage at 4.25%? (JPMorgan Chase)

Calculate the exact monthly payment drop, interest saved, and JPMorgan Chase servicer rules for a $30,000 lump-sum recast on a $400,000 mortgage at 4.25%. Compare recasting vs refinancing.

Current Balance: 400000Interest Rate Pct: 4.25Remaining Term Months: 336

How Much Will a $30,000 Recast Lower a $400,000 Mortgage at 6.25%? (JPMorgan Chase)

Calculate the exact monthly payment drop, interest saved, and JPMorgan Chase servicer rules for a $30,000 lump-sum recast on a $400,000 mortgage at 6.25%. Compare recasting vs refinancing.

Current Balance: 400000Interest Rate Pct: 6.25Remaining Term Months: 336

How Much Will a $30,000 Recast Lower a $400,000 Mortgage at 6.75%? (JPMorgan Chase)

Calculate the exact monthly payment drop, interest saved, and JPMorgan Chase servicer rules for a $30,000 lump-sum recast on a $400,000 mortgage at 6.75%. Compare recasting vs refinancing.

Current Balance: 400000Interest Rate Pct: 6.75Remaining Term Months: 336

How Much Will a $30,000 Recast Lower a $400,000 Mortgage at 7.25%? (JPMorgan Chase)

Calculate the exact monthly payment drop, interest saved, and JPMorgan Chase servicer rules for a $30,000 lump-sum recast on a $400,000 mortgage at 7.25%. Compare recasting vs refinancing.

Current Balance: 400000Interest Rate Pct: 7.25Remaining Term Months: 336

How Much Will a $40,000 Recast Lower a $400,000 Mortgage at 3.25%? (JPMorgan Chase)

Calculate the exact monthly payment drop, interest saved, and JPMorgan Chase servicer rules for a $40,000 lump-sum recast on a $400,000 mortgage at 3.25%. Compare recasting vs refinancing.

Current Balance: 400000Interest Rate Pct: 3.25Remaining Term Months: 336

How Much Will a $40,000 Recast Lower a $400,000 Mortgage at 4.25%? (JPMorgan Chase)

Calculate the exact monthly payment drop, interest saved, and JPMorgan Chase servicer rules for a $40,000 lump-sum recast on a $400,000 mortgage at 4.25%. Compare recasting vs refinancing.

Current Balance: 400000Interest Rate Pct: 4.25Remaining Term Months: 336

How Much Will a $40,000 Recast Lower a $400,000 Mortgage at 6.25%? (JPMorgan Chase)

Calculate the exact monthly payment drop, interest saved, and JPMorgan Chase servicer rules for a $40,000 lump-sum recast on a $400,000 mortgage at 6.25%. Compare recasting vs refinancing.

Current Balance: 400000Interest Rate Pct: 6.25Remaining Term Months: 336

How Much Will a $40,000 Recast Lower a $400,000 Mortgage at 6.75%? (JPMorgan Chase)

Calculate the exact monthly payment drop, interest saved, and JPMorgan Chase servicer rules for a $40,000 lump-sum recast on a $400,000 mortgage at 6.75%. Compare recasting vs refinancing.

Current Balance: 400000Interest Rate Pct: 6.75Remaining Term Months: 336

How Much Will a $40,000 Recast Lower a $400,000 Mortgage at 7.25%? (JPMorgan Chase)

Calculate the exact monthly payment drop, interest saved, and JPMorgan Chase servicer rules for a $40,000 lump-sum recast on a $400,000 mortgage at 7.25%. Compare recasting vs refinancing.

Current Balance: 400000Interest Rate Pct: 7.25Remaining Term Months: 336

How Much Will a $50,000 Recast Lower a $400,000 Mortgage at 3.25%? (JPMorgan Chase)

Calculate the exact monthly payment drop, interest saved, and JPMorgan Chase servicer rules for a $50,000 lump-sum recast on a $400,000 mortgage at 3.25%. Compare recasting vs refinancing.

Current Balance: 400000Interest Rate Pct: 3.25Remaining Term Months: 336

How Much Will a $50,000 Recast Lower a $400,000 Mortgage at 4.25%? (JPMorgan Chase)

Calculate the exact monthly payment drop, interest saved, and JPMorgan Chase servicer rules for a $50,000 lump-sum recast on a $400,000 mortgage at 4.25%. Compare recasting vs refinancing.

Current Balance: 400000Interest Rate Pct: 4.25Remaining Term Months: 336

How Much Will a $50,000 Recast Lower a $400,000 Mortgage at 6.25%? (JPMorgan Chase)

Calculate the exact monthly payment drop, interest saved, and JPMorgan Chase servicer rules for a $50,000 lump-sum recast on a $400,000 mortgage at 6.25%. Compare recasting vs refinancing.

Current Balance: 400000Interest Rate Pct: 6.25Remaining Term Months: 336

How Much Will a $50,000 Recast Lower a $400,000 Mortgage at 6.75%? (JPMorgan Chase)

Calculate the exact monthly payment drop, interest saved, and JPMorgan Chase servicer rules for a $50,000 lump-sum recast on a $400,000 mortgage at 6.75%. Compare recasting vs refinancing.

Current Balance: 400000Interest Rate Pct: 6.75Remaining Term Months: 336

How Much Will a $50,000 Recast Lower a $400,000 Mortgage at 7.25%? (JPMorgan Chase)

Calculate the exact monthly payment drop, interest saved, and JPMorgan Chase servicer rules for a $50,000 lump-sum recast on a $400,000 mortgage at 7.25%. Compare recasting vs refinancing.

Current Balance: 400000Interest Rate Pct: 7.25Remaining Term Months: 336

How Much Will a $75,000 Recast Lower a $400,000 Mortgage at 3.25%? (JPMorgan Chase)

Calculate the exact monthly payment drop, interest saved, and JPMorgan Chase servicer rules for a $75,000 lump-sum recast on a $400,000 mortgage at 3.25%. Compare recasting vs refinancing.

Current Balance: 400000Interest Rate Pct: 3.25Remaining Term Months: 336

How Much Will a $75,000 Recast Lower a $400,000 Mortgage at 4.25%? (JPMorgan Chase)

Calculate the exact monthly payment drop, interest saved, and JPMorgan Chase servicer rules for a $75,000 lump-sum recast on a $400,000 mortgage at 4.25%. Compare recasting vs refinancing.

Current Balance: 400000Interest Rate Pct: 4.25Remaining Term Months: 336

How Much Will a $75,000 Recast Lower a $400,000 Mortgage at 6.25%? (JPMorgan Chase)

Calculate the exact monthly payment drop, interest saved, and JPMorgan Chase servicer rules for a $75,000 lump-sum recast on a $400,000 mortgage at 6.25%. Compare recasting vs refinancing.

Current Balance: 400000Interest Rate Pct: 6.25Remaining Term Months: 336

How Much Will a $75,000 Recast Lower a $400,000 Mortgage at 6.75%? (JPMorgan Chase)

Calculate the exact monthly payment drop, interest saved, and JPMorgan Chase servicer rules for a $75,000 lump-sum recast on a $400,000 mortgage at 6.75%. Compare recasting vs refinancing.

Current Balance: 400000Interest Rate Pct: 6.75Remaining Term Months: 336

How Much Will a $75,000 Recast Lower a $400,000 Mortgage at 7.25%? (JPMorgan Chase)

Calculate the exact monthly payment drop, interest saved, and JPMorgan Chase servicer rules for a $75,000 lump-sum recast on a $400,000 mortgage at 7.25%. Compare recasting vs refinancing.

Current Balance: 400000Interest Rate Pct: 7.25Remaining Term Months: 336

How Much Will a $100,000 Recast Lower a $400,000 Mortgage at 3.25%? (JPMorgan Chase)

Calculate the exact monthly payment drop, interest saved, and JPMorgan Chase servicer rules for a $100,000 lump-sum recast on a $400,000 mortgage at 3.25%. Compare recasting vs refinancing.

Current Balance: 400000Interest Rate Pct: 3.25Remaining Term Months: 336

How Much Will a $100,000 Recast Lower a $400,000 Mortgage at 4.25%? (JPMorgan Chase)

Calculate the exact monthly payment drop, interest saved, and JPMorgan Chase servicer rules for a $100,000 lump-sum recast on a $400,000 mortgage at 4.25%. Compare recasting vs refinancing.

Current Balance: 400000Interest Rate Pct: 4.25Remaining Term Months: 336

How Much Will a $100,000 Recast Lower a $400,000 Mortgage at 6.25%? (JPMorgan Chase)

Calculate the exact monthly payment drop, interest saved, and JPMorgan Chase servicer rules for a $100,000 lump-sum recast on a $400,000 mortgage at 6.25%. Compare recasting vs refinancing.

Current Balance: 400000Interest Rate Pct: 6.25Remaining Term Months: 336

How Much Will a $100,000 Recast Lower a $400,000 Mortgage at 6.75%? (JPMorgan Chase)

Calculate the exact monthly payment drop, interest saved, and JPMorgan Chase servicer rules for a $100,000 lump-sum recast on a $400,000 mortgage at 6.75%. Compare recasting vs refinancing.

Current Balance: 400000Interest Rate Pct: 6.75Remaining Term Months: 336

How Much Will a $100,000 Recast Lower a $400,000 Mortgage at 7.25%? (JPMorgan Chase)

Calculate the exact monthly payment drop, interest saved, and JPMorgan Chase servicer rules for a $100,000 lump-sum recast on a $400,000 mortgage at 7.25%. Compare recasting vs refinancing.

Current Balance: 400000Interest Rate Pct: 7.25Remaining Term Months: 336

How Much Will a $10,000 Recast Lower a $450,000 Mortgage at 3.25%? (JPMorgan Chase)

Calculate the exact monthly payment drop, interest saved, and JPMorgan Chase servicer rules for a $10,000 lump-sum recast on a $450,000 mortgage at 3.25%. Compare recasting vs refinancing.

Current Balance: 450000Interest Rate Pct: 3.25Remaining Term Months: 336

How Much Will a $10,000 Recast Lower a $450,000 Mortgage at 4.25%? (JPMorgan Chase)

Calculate the exact monthly payment drop, interest saved, and JPMorgan Chase servicer rules for a $10,000 lump-sum recast on a $450,000 mortgage at 4.25%. Compare recasting vs refinancing.

Current Balance: 450000Interest Rate Pct: 4.25Remaining Term Months: 336

How Much Will a $10,000 Recast Lower a $450,000 Mortgage at 6.25%? (JPMorgan Chase)

Calculate the exact monthly payment drop, interest saved, and JPMorgan Chase servicer rules for a $10,000 lump-sum recast on a $450,000 mortgage at 6.25%. Compare recasting vs refinancing.

Current Balance: 450000Interest Rate Pct: 6.25Remaining Term Months: 336

How Much Will a $10,000 Recast Lower a $450,000 Mortgage at 6.75%? (JPMorgan Chase)

Calculate the exact monthly payment drop, interest saved, and JPMorgan Chase servicer rules for a $10,000 lump-sum recast on a $450,000 mortgage at 6.75%. Compare recasting vs refinancing.

Current Balance: 450000Interest Rate Pct: 6.75Remaining Term Months: 336

How Much Will a $10,000 Recast Lower a $450,000 Mortgage at 7.25%? (JPMorgan Chase)

Calculate the exact monthly payment drop, interest saved, and JPMorgan Chase servicer rules for a $10,000 lump-sum recast on a $450,000 mortgage at 7.25%. Compare recasting vs refinancing.

Current Balance: 450000Interest Rate Pct: 7.25Remaining Term Months: 336

How Much Will a $20,000 Recast Lower a $450,000 Mortgage at 3.25%? (JPMorgan Chase)

Calculate the exact monthly payment drop, interest saved, and JPMorgan Chase servicer rules for a $20,000 lump-sum recast on a $450,000 mortgage at 3.25%. Compare recasting vs refinancing.

Current Balance: 450000Interest Rate Pct: 3.25Remaining Term Months: 336

How Much Will a $20,000 Recast Lower a $450,000 Mortgage at 4.25%? (JPMorgan Chase)

Calculate the exact monthly payment drop, interest saved, and JPMorgan Chase servicer rules for a $20,000 lump-sum recast on a $450,000 mortgage at 4.25%. Compare recasting vs refinancing.

Current Balance: 450000Interest Rate Pct: 4.25Remaining Term Months: 336

How Much Will a $20,000 Recast Lower a $450,000 Mortgage at 6.25%? (JPMorgan Chase)

Calculate the exact monthly payment drop, interest saved, and JPMorgan Chase servicer rules for a $20,000 lump-sum recast on a $450,000 mortgage at 6.25%. Compare recasting vs refinancing.

Current Balance: 450000Interest Rate Pct: 6.25Remaining Term Months: 336

How Much Will a $20,000 Recast Lower a $450,000 Mortgage at 6.75%? (JPMorgan Chase)

Calculate the exact monthly payment drop, interest saved, and JPMorgan Chase servicer rules for a $20,000 lump-sum recast on a $450,000 mortgage at 6.75%. Compare recasting vs refinancing.

Current Balance: 450000Interest Rate Pct: 6.75Remaining Term Months: 336

How Much Will a $20,000 Recast Lower a $450,000 Mortgage at 7.25%? (JPMorgan Chase)

Calculate the exact monthly payment drop, interest saved, and JPMorgan Chase servicer rules for a $20,000 lump-sum recast on a $450,000 mortgage at 7.25%. Compare recasting vs refinancing.

Current Balance: 450000Interest Rate Pct: 7.25Remaining Term Months: 336

How Much Will a $30,000 Recast Lower a $450,000 Mortgage at 3.25%? (JPMorgan Chase)

Calculate the exact monthly payment drop, interest saved, and JPMorgan Chase servicer rules for a $30,000 lump-sum recast on a $450,000 mortgage at 3.25%. Compare recasting vs refinancing.

Current Balance: 450000Interest Rate Pct: 3.25Remaining Term Months: 336

How Much Will a $30,000 Recast Lower a $450,000 Mortgage at 4.25%? (JPMorgan Chase)

Calculate the exact monthly payment drop, interest saved, and JPMorgan Chase servicer rules for a $30,000 lump-sum recast on a $450,000 mortgage at 4.25%. Compare recasting vs refinancing.

Current Balance: 450000Interest Rate Pct: 4.25Remaining Term Months: 336

How Much Will a $30,000 Recast Lower a $450,000 Mortgage at 6.25%? (JPMorgan Chase)

Calculate the exact monthly payment drop, interest saved, and JPMorgan Chase servicer rules for a $30,000 lump-sum recast on a $450,000 mortgage at 6.25%. Compare recasting vs refinancing.

Current Balance: 450000Interest Rate Pct: 6.25Remaining Term Months: 336

How Much Will a $30,000 Recast Lower a $450,000 Mortgage at 6.75%? (JPMorgan Chase)

Calculate the exact monthly payment drop, interest saved, and JPMorgan Chase servicer rules for a $30,000 lump-sum recast on a $450,000 mortgage at 6.75%. Compare recasting vs refinancing.

Current Balance: 450000Interest Rate Pct: 6.75Remaining Term Months: 336

How Much Will a $30,000 Recast Lower a $450,000 Mortgage at 7.25%? (JPMorgan Chase)

Calculate the exact monthly payment drop, interest saved, and JPMorgan Chase servicer rules for a $30,000 lump-sum recast on a $450,000 mortgage at 7.25%. Compare recasting vs refinancing.

Current Balance: 450000Interest Rate Pct: 7.25Remaining Term Months: 336

How Much Will a $40,000 Recast Lower a $450,000 Mortgage at 3.25%? (JPMorgan Chase)

Calculate the exact monthly payment drop, interest saved, and JPMorgan Chase servicer rules for a $40,000 lump-sum recast on a $450,000 mortgage at 3.25%. Compare recasting vs refinancing.

Current Balance: 450000Interest Rate Pct: 3.25Remaining Term Months: 336

How Much Will a $40,000 Recast Lower a $450,000 Mortgage at 4.25%? (JPMorgan Chase)

Calculate the exact monthly payment drop, interest saved, and JPMorgan Chase servicer rules for a $40,000 lump-sum recast on a $450,000 mortgage at 4.25%. Compare recasting vs refinancing.

Current Balance: 450000Interest Rate Pct: 4.25Remaining Term Months: 336

How Much Will a $40,000 Recast Lower a $450,000 Mortgage at 6.25%? (JPMorgan Chase)

Calculate the exact monthly payment drop, interest saved, and JPMorgan Chase servicer rules for a $40,000 lump-sum recast on a $450,000 mortgage at 6.25%. Compare recasting vs refinancing.

Current Balance: 450000Interest Rate Pct: 6.25Remaining Term Months: 336

How Much Will a $40,000 Recast Lower a $450,000 Mortgage at 6.75%? (JPMorgan Chase)

Calculate the exact monthly payment drop, interest saved, and JPMorgan Chase servicer rules for a $40,000 lump-sum recast on a $450,000 mortgage at 6.75%. Compare recasting vs refinancing.

Current Balance: 450000Interest Rate Pct: 6.75Remaining Term Months: 336

How Much Will a $40,000 Recast Lower a $450,000 Mortgage at 7.25%? (JPMorgan Chase)

Calculate the exact monthly payment drop, interest saved, and JPMorgan Chase servicer rules for a $40,000 lump-sum recast on a $450,000 mortgage at 7.25%. Compare recasting vs refinancing.

Current Balance: 450000Interest Rate Pct: 7.25Remaining Term Months: 336

How Much Will a $50,000 Recast Lower a $450,000 Mortgage at 3.25%? (JPMorgan Chase)

Calculate the exact monthly payment drop, interest saved, and JPMorgan Chase servicer rules for a $50,000 lump-sum recast on a $450,000 mortgage at 3.25%. Compare recasting vs refinancing.

Current Balance: 450000Interest Rate Pct: 3.25Remaining Term Months: 336

How Much Will a $50,000 Recast Lower a $450,000 Mortgage at 4.25%? (JPMorgan Chase)

Calculate the exact monthly payment drop, interest saved, and JPMorgan Chase servicer rules for a $50,000 lump-sum recast on a $450,000 mortgage at 4.25%. Compare recasting vs refinancing.

Current Balance: 450000Interest Rate Pct: 4.25Remaining Term Months: 336
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