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ExactBaseline
Universal Decision Engines
Fannie Mae F-1-05 Compliant

RateRecast Logo RateRecast Scenario Index

2,800 pre-calculated loan recast models under Fannie Mae Servicing Guide F-1-05. Instant monthly payment savings, lifetime interest reduction, and tax-equivalent yield benchmarks.

Open Live RateRecast Calculator ➔
2,840 Total Scenarios Indexed
Modern architectural home representing mortgage recast equity optimization
Conforming Mortgage Recast & Amortization Scenarios • Fannie Mae F-1-05 Compliant

How Much Will a $100,000 Recast Lower a $1,000,000 Mortgage at 7.25%? (PennyMac)

Calculate the exact monthly payment drop, interest saved, and PennyMac servicer rules for a $100,000 lump-sum recast on a $1,000,000 mortgage at 7.25%. Compare recasting vs refinancing.

Current Balance: 1000000Interest Rate Pct: 7.25Remaining Term Months: 336
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