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Frequently Asked Questions: Used Car Out-The-Door Price Calculator & Written Buyer Offer Sheet
What is a fair out-the-door (OTD) price for a 2022 Honda CR-V listed at $25,400?
A 2022 Honda CR-V listed at $25,400 typically includes $2,727 in negotiable gross dealer margin above the $21,336 wholesale acquisition floor. Your target pre-tax vehicle price is $24,373, resulting in an all-in Out-the-Door offer between $25,039 (in capped doc-fee states like California) and $25,724 (after offsetting uncapped dealer doc fees).
How do state dealer documentation fee caps impact my out-the-door counter-offer?
States like California ($85 cap) and New York ($175 cap) legally restrict dealer documentation fees, whereas uncapped states like Florida ($999 average) allow dealers to pack extra profit into the F&I contract. Always reduce your base vehicle offer dollar-for-dollar by any documentation fee exceeding $175.
How much wholesale margin and OEM holdback does a dealer have in a 2022 Honda CR-V?
Franchise dealers acquire trade-in and auction inventory near $21,336 (84% of retail sticker) and retain a 2.5% OEM holdback allowance ($635) plus floorplan credits, creating $2,727 of negotiation spread before hitting their hard cost floor.
Trim $2,727 in Dealer Markup + Save $4,246 on Your Out-The-Door Price
This car is listed $1,027 above fair market price ($22,673 estimated dealer cost; $14.50/day lot holding cost). Lock in $25,281 all-in US Avg Out-The-Door and watch out for a 2% loan rate markup in the finance office ($1,116 extra interest).
